Jane has Adeena cancel her standing orders to the group. The Spider Group, not checking their account balance, continue to spend – totally unaware of the lack of incoming funds.

One large transfer takes them into their overdraft.

When you use all of your agreed overdraft, further transactions can be cancelled – this means you are unable to purchase your needs and wants. This is what eventually happens to The Spider Group – take a listen to their below call to Jane at the bank.